Judgment Settlement & Resolution
Once a creditor secures a judgment, they can freeze bank accounts, garnish wages, or place liens on your property. We offer comprehensive solutions to resolve judgments, remove liens, and stop the bleeding.
Here's How We Fight For You
Judgment Settlement
We negotiate lump-sum settlements or structured payment plans with judgment creditors to resolve outstanding balances, secure full releases of judgments, and clear judgment liens from your real estate records.
Texas Partial Release
If you are trying to sell or refinance your homestead and a judgment lien is blocking the title company from closing, we can file the necessary paperwork to obtain a Partial Release of the lien on your homestead.
Texas Writ of Execution Defense
If a sheriff or constable is threatening to seize your property, we intervene to protect your exempt assets and negotiate a stay of execution or settlement.
Texas Bill of Review
If a default judgment was entered against you because you were never properly served, we can file a Bill of Review to have the judgment completely set aside, allowing you to defend the original lawsuit.
Texas Scire Facias Defense
If a creditor is attempting to revive an old, dormant judgment against you, we can defend against the scire facias action and raise defenses like the statute of limitations.
Frequently Asked Questions
Can I buy or sell a home if I have a judgment against me?
Usually no. A judgment creates a lien on real estate in the county it's filed. You generally cannot close on a home sale or purchase until the judgment is settled and a release is filed with the county.
What is a Texas Partial Release?
A partial release of judgment lien is a legal document filed in property records that removes the judgment lien from a specific piece of real estate, like your homestead, so you can sell or refinance it. The judgment itself remains against you personally.
What is a Writ of Execution?
It is a court order that allows a constable or sheriff to seize your non-exempt property (like a non-primary vehicle or cash register) and sell it at auction to satisfy the judgment debt.
What is a Bill of Review?
In Texas, a Bill of Review is an equitable proceeding brought to set aside a prior judgment that is no longer appealable. You must prove you had a meritorious defense but were prevented from making it by fraud, accident, or wrongful act of the opposing party, without any fault of your own. This is often used when you were never actually served the lawsuit papers.
What is Scire Facias?
In Texas, judgments become dormant if a writ of execution is not issued within 10 years. A writ of scire facias is a proceeding by the creditor to "revive" the dormant judgment so they can resume collection efforts.
Stop Active Levies and Garnishments
Get experienced legal representation to resolve your judgment and remove property liens. Call us today.