Fight Back Against Predatory Creditors and Unlawful Debt Collectors
We help Americans stop collector harassment, repair damaged credit report errors, defend debt lawsuits, and vacate default judgments nationwide.
100% Free
Initial Confidential Case Review
20+ Years
Consumer Law Experience
Flat Fee
Transparent Pricing Model
Nationwide
Extensive Co-Counsel Network
Consumer Law & Debt Defense
We provide aggressive, strategic representation to protect your assets from predatory collection agencies and junk debt buyers.
Debt Collection Lawsuit Defense
If you have been served with a court summons by a debt buyer like Midland Funding, Portfolio Recovery, or LVNV, do not ignore it. We can answer the lawsuit, challenge their evidence, and fight to get the case dismissed.
Learn about Lawsuit DefenseDefault Judgments & Wage Garnishment
Already lost a lawsuit because you didn't show up? We file motions to vacate default judgments, stop wage garnishments, and unfreeze bank accounts before the creditor seizes your funds.
Learn about Vacating JudgmentsFDCPA & Harassment Protection
Federal law strictly prohibits debt collectors from harassing you, calling your workplace, or threatening illegal actions. If they violate the FDCPA, we can sue them on your behalf—often at no out-of-pocket cost to you.
Learn about FDCPA RightsFrequently Asked Questions
How much does it cost to hire you?
We offer a transparent flat-fee model for debt lawsuit defense. For consumer rights violations (like FDCPA and FCRA cases), we typically work on a contingency fee basis, meaning the offending company pays our legal fees if we win.
I just received a court summons. What do I do?
Do not ignore it. You typically have 14 to 30 days to file a formal Answer with the court. Contact us immediately for a free evaluation so we can file the proper response and prevent a default judgment.