Bankruptcy Protection & Relief
Our firm provides dedicated legal representation for individuals seeking Chapter 7 bankruptcy protection. We understand the nuances of federal bankruptcy codes and help consumers across the United States navigate the path to debt relief and a fresh financial start.
Here's How We Fight For You
Your Partners in a Fresh Start
Chapter 7 Bankruptcy Filings
Comprehensive assistance with preparing and filing all necessary documents for a Chapter 7 bankruptcy to help you discharge eligible debts and achieve a fresh financial start.
Means Test Qualification
Expert analysis and guidance to determine your eligibility for Chapter 7 bankruptcy through the means test.
Bankruptcy Avoidance & Alternative Consultations
Personalized consultations for individuals exploring options to avoid bankruptcy, or for those who do not qualify for bankruptcy, to discuss alternative debt relief strategies.
Pricing & Costs
Legal fees are based on the work needed to be done.
File Chapter 7 Bankruptcy
$3,500Preparation of and filing all necessary documents to file a Chapter 7 bankruptcy. Attending 341 creditors' hearing needed to discharge the Chapter 7 bankruptcy.
File Chapter 7 Bankruptcy as business owner
$4,500Preparation of and filing all necessary documents to file a Chapter 7 bankruptcy for a business owner. Attending 341 creditors' hearing needed to discharge the Chapter 7 bankruptcy.
Chapter 7 Bankruptcy Consultation
$350Consult with an attorney to review your assets, debts, and income to see if Chapter 7 Bankruptcy is a fit to resolve your debt and what assets are protected in the Bankruptcy process.
Free Qualification Consultation
$0Contact us to get the link to fill out the qualification form. We will let you know via email whether you qualify to file Chapter 7 bankruptcy.
Bankruptcy Frequently Asked Questions
What is the automatic stay?
The automatic stay is a legal injunction that goes into effect immediately upon filing for bankruptcy. It stops most collection actions by creditors, such as lawsuits, foreclosures, repossessions, and harassing phone calls.
What is a bankruptcy discharge?
A bankruptcy discharge is a court order that permanently prohibits creditors from taking any action to collect debts that have been discharged. This is the primary goal of most bankruptcy filings.
Will I lose all my property if I file bankruptcy in Texas?
Not necessarily. Texas has generous bankruptcy exemptions that allow you to protect certain property, such as your home, vehicle, and personal belongings. We will help you understand which of your assets are protected.
Will bankruptcy stop a foreclosure on my home?
Yes, filing for bankruptcy can immediately stop a foreclosure through the automatic stay. Chapter 13 bankruptcy can also provide a way to catch up on missed mortgage payments over time.
Will bankruptcy stop my car from being repossessed?
Similar to foreclosure, the automatic stay will temporarily prevent repossession. Depending on the type of bankruptcy you file, you may be able to keep your vehicle.
Will filing bankruptcy affect my job?
Generally, private employers cannot fire you solely for filing bankruptcy. Federal law also protects against discrimination by government agencies regarding licenses and benefits.
What is the difference between Chapter 7 and Chapter 13 bankruptcy?
Chapter 7 involves the liquidation of non-exempt assets to pay creditors, and eligible debts are then discharged. Chapter 13 involves creating a repayment plan over three to five years to pay back some or all of your debts. We will help you determine which chapter is most appropriate for your situation.
How long does bankruptcy stay on my credit report?
A Chapter 7 bankruptcy can remain on your credit report for up to 10 years, and a Chapter 13 bankruptcy for up to 7 years. However, many people find that they can begin to rebuild their credit sooner after the discharge.
What is the means test?
The means test is used to determine if you are eligible to file for Chapter 7 bankruptcy based on your income. If your income is above a certain threshold, you may still be eligible for Chapter 13. We will help you navigate the means test.
What is bankruptcy fraud?
Bankruptcy fraud involves dishonest or illegal actions taken during the bankruptcy process, such as hiding assets or lying on bankruptcy forms. It is crucial to be honest and provide complete information throughout your case.
How to Hire Us or Start the Process
Get experienced legal representation from Creditor Strike Legal PC. Request your confidential consultation before deadlines expire.