Sued for Debt by Professional Account Service, Inc?
If you have received a court summons and complaint from Professional Account Service, Inc, time is critical. Creditor Strike Legal provides aggressive lawsuit defense to prevent wage garnishment and bank levies.
Who is Professional Account Service, Inc?
Professional Account Service, Inc is a third-party debt collector or debt buyer. If you are sued by Professional Account Service, Inc, they are likely attempting to collect on an older charged-off account. We can help you fight back and defend your rights.
When you are sued by entities like Professional Account Service, Inc, they are hoping you will ignore the lawsuit. If you fail to file a formal Answer with the court within the statutory deadline (usually 14 to 30 days depending on your state), they will win automatically by default.
What To Do If You Receive a Summons from Professional Account Service, Inc
- File an Answer with the Court: Do not just call them. You must formally respond to the lawsuit in writing before the deadline expires.
- Scrutinize the Complaint: We review the lawsuit filed by Professional Account Service, Inc for statute of limitations violations, lack of standing, and FDCPA violations.
- Consult a debt defense lawyer immediately: Having legal representation significantly increases the chances of having the case dismissed, settling for a fraction of the balance, or prevailing at trial.
Company Intel
- 7100 Commerce Way Ste100, Brentwood, TN, 37027
- 8664500044
- Fax: 6154696623
- http://www.collectivelydifferent.com/
Protect Your Rights Today
Have you received a summons, complaint, or harassing communications from Professional Account Service, Inc? Time is limited. Let our aggressive attorneys review your case for free.
Schedule Free ConsultationHow We Fight For You
Creditors and debt collectors often rely on intimidation, harassment, and deception. We level the playing field, hold them accountable, and fight for the compensation you deserve.
We Investigate the Abuse
Are they calling you incessantly? Misrepresenting what you owe? We meticulously review communications, call logs, and credit reports to uncover illegal behavior.
We Identify the Violations
We know consumer law inside and out. We analyze your situation to pinpoint exactly where the creditor violated the FDCPA, FCRA, TCPA, or state deceptive trade laws.
We Master the Litigation
Whether filing in state or federal court, we handle the complex drafting, filings, and procedural rules to ensure your lawsuit starts strong and stays on track.
Powerful Representation
You won't be bullied anymore. We advocate fiercely for you in front of judges and opposing counsel to turn the tables on abusive lenders.
We Negotiate Strategically
Creditors hate bad press and expensive litigation. We leverage their exposure to statutory damages and legal fees to negotiate the highest possible settlement for you.
We Maximize Your Recovery
Many consumer protection laws include "fee-shifting" provisions. We use this to your advantage to maximize what ends up in your pocket.
Options for Debt Lawsuit Defense
Attempt to Dismiss before Settling
This is an aggressive approach that forces the Plaintiff to prove they have enough evidence to convince the judge. We demand full discovery. If we find gaps in their case, we move to dismiss it entirely, meaning you pay zero.
Answer with Counterclaims
The most aggressive defense tactic. There are essentially two lawsuits going at the same time: theirs against you, and yours against them for statutory violations (like FDCPA or TCPA violations). This forces the Plaintiff to come to a much better resolution.
Answer to Buy Time
We file a formal Answer to prevent a default judgment against you. This legally forces Professional Account Service, Inc to go through the lengthy court process, buying you crucial time (sometimes 6-24 months) to save money or evaluate other options.
Filed in the Wrong Jurisdiction
We challenge the venue of the lawsuit. If the creditor sued you in the wrong county or precinct, we can force a dismissal or transfer, increasing their legal costs and giving you immense leverage for a cheap settlement.
ID Theft Defense
If the debt is not yours due to identity theft, we force the company suing you to prove with hard evidence they have the right to collect. We use FTC Identity Theft Affidavits and police reports to get the case thrown out.
Settle with Plaintiff
We negotiate directly with the opposing attorneys to settle the debt for a lump sum or payment plan that is lower than what you owe, ensuring a proper legal dismissal is filed with the court once paid.
Stop Professional Account Service, Inc In Their Tracks
Don't let a lawsuit or aggressive collections destroy your financial peace of mind. Our experienced attorneys are ready to review your case and build a formidable defense strategy against Professional Account Service, Inc.